Preparing money for winter has never been harder than it is right now. The financial pressures placed on us this year are unprecedented. So here are some tips to help alleviate some stress.
Get Help from Trusted Services
If you feel like you struggle over the festive period, you aren’t alone. Research has found that over 70% of people find it hard during this time. However, you can get free help and advice for a wide range of problems, such as managing debt, using money well, and planning ahead from financial advisers in the UK and other countries. Additionally, charities such as Step Change, The Money Charity, and Citizen’s help you cope with money stress and mental health issues.
Cook Good Food from Scratch
Food will take up a big chunk of your monthly budget for your home. There’s always a way to cut costs. People tend to eat less in the summer, but in the cold season, meals get bigger and cost more. Here are a few ideas for saving money. But you can save money on food by planning your meals and cooking from scratch instead of buying ready-made meals. Gadgets like the microwave, slow cookers, and air fryers are more energy-efficient than the oven.
A Boiler Check Helps with Preparing Money for Winter
The heating can break down as soon as the weather gets bad during Christmas, even in a new home. When it’s too late, it’s difficult to get anyone to come to fix it. And anyone nearby that you can get hold of will definitely charge you a lot of money. So, to avoid a headache and make sure you don’t get left without heating this winter, make sure to get your boiler checked and serviced well before the holidays start and all the repair people are busy because it’s cold.
Get Cozy with Blankets and Warm Clothes
It seems obvious, but buying warm winter clothes could help you save a lot of money on your energy bills. A high-tog blanket will retain heat at night. And dressing gowns, slippers, and sweaters will help you get ready in the mornings and in the evenings. If you still work from home, using blankets is a great way to stay warm during all of those Zoom calls. Keeping doors shut and considering draught stoppers will also help keep the heat in for much longer.
Begin Saving for Christmas ASAP
Christmas is among the most expensive times of our year. Even now, however, you can start saving a Christmas fund to help relieve the financial strain. Try setting up a payment system to go into a bank account that you can use at Christmas as early as possible. You also should make a list of things to buy and commit to it since buying stuff at the last minute can be expensive. Also, use online sales, coupon codes, and cashback sites to save on purchases.
It’s always helpful to understand finances when preparing money for winter because of the added expenses. You can get help from professional services and charities, keep your boiler well-maintained, and start a Christmas savings fund to alleviate the pressure of buying more.